A UK-based specialist introducer for international property finance.
We help clients find complex, high-value finance secured against Spanish property through our specialist partners. Our clients are UK investors, developers, business owners and international HNW individuals acquiring, developing or refinancing property across Spain.
Clifton International is a specialist property finance introducer helping international buyers in Spain and the UK find mortgage, bridging, development and commercial facilities. We act as an introducer in both markets: we do not advise on or arrange finance ourselves — we understand the requirement and introduce you to authorised UK intermediaries or Spanish specialist partners who advise on and arrange the facility with the lender.
Clients include US, UAE, UK, European and corporate borrowers.
UK property finance enquiries are referred to authorised UK finance intermediaries.
Spanish mortgage advice is provided by regulated advisers based in Spain.
Every enquiry receives a specialist response within one working day.
Our approach
Considered, discreet, structural.
We are a specialist introducer — not a lender, adviser or comparison site. That applies to both markets we cover: we act as an introducer for UK property finance as well as Spanish property finance. Our value is in understanding your objectives and introducing you to the specialist partners best placed to arrange finance for your circumstances.
For UK property finance, enquiries are referred to authorised UK finance intermediaries, including Clifton Private Finance Limited. For Spanish property, enquiries are referred to specialist partners who advise on and arrange the facility locally. We combine long-standing UK advisory relationships with a Spanish lender network built over many years of cross-border transactions, and every enquiry is handled in English from initial call through to completion.
£1.5bn+
Facilities arranged
10+ years
In cross-border property finance
70% LTV
Typical non-resident maximum
4.9★
Trustpilot rating
Who we are
Meet the specialists
Clifton International is led by its two founding directors, who work directly on client cases alongside the wider broking team.
James co-founded Clifton and has spent more than a decade building a specialist property finance business covering residential mortgages, bridging, development finance and complex international cases.
He works directly on larger and unusual files, particularly where the borrower profile, ownership structure or timescale means a standard bank process will not deliver.
Focus: Complex and time-critical property finance, bridging and development.
Oliver is a co-founder and Director, called to the Bar at Lincoln's Inn, a Chartered Financial Planner and a member of the Society of Trust & Estate Practitioners.
His work focuses on UK and international property finance, including cross-border ownership, trust and succession considerations, and the structuring questions that sit alongside a Spanish or UK purchase.
Focus: UK and international property finance, ownership structures and succession planning.
Laura Doulton
Head of Client Relations — Bristol, United Kingdom
Laura leads client relations at Clifton, looking after clients from first enquiry through to completion and keeping them informed at every stage of the process.
She coordinates between clients, intermediaries and lenders so that documentation, timescales and next steps are clear throughout a case.
Focus: Client onboarding, case coordination and keeping transactions moving.
Profiles reviewed September 2026. Fair Investment Company Limited, trading as Clifton International, is authorised and regulated by the Financial Conduct Authority as a credit broker for UK property transactions.
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A discreet, no-obligation conversation with a UK & Spain-focused specialist who understands both the UK and Spanish lending landscape.
