UK Case Studies
Real transactions arranged by our team across the UK — from regulated bridging and high-value mortgages to commercial finance, portfolio refinance and expat & foreign national lending. Select any case to read the full brief.
In short
Clifton International arranges bridging loans, residential and expat mortgages, commercial and development finance on UK property. The case studies below are real completed transactions, from roughly GBP 230,000 to GBP 4m, covering chain breaks, time-critical purchases, portfolio refinance, complex income and overseas buyers purchasing in the United Kingdom.
180+ client reviews
Private & specialist finance
UK & Spanish based advisers
Direct lender relationships
Looking further afield? Browse case studies across every country we finance or read the UK property finance guides.
Bridging£1.3m · 65% LTV · 12-month regulated bridge
£1.3m regulated bridge to help a Leeds family secure a significantly larger home before selling their existing property — funded in under 3 weeks.
Overseas purchase£230k · c.25% LTV · 36 days to completion
A regulated bridging loan raised against an unencumbered Edinburgh home to secure a £230k apartment in Malaga, Spain — completed in 36 days.
Chain-break bridge£1.2m · 60% LTV · chain-break bridge
£1.2m chain-break bridge that saved a rural Oxfordshire purchase after the buyers' onward sale collapsed at the eleventh hour.
Time-critical£1.05m · 70% LTV · 8 working days to funding
£1.05m time-critical regulated bridge delivered in 8 working days so professional clients could secure a competitive North London purchase.
Bridge exit£809k · 60% LTV · 25-year term
£809k residential mortgage against a non-standard Hertfordshire countryside home — placed with a private bank willing to underwrite the unusual construction and refinance the existing bridge in full.
Portfolio refinance£4m · 70% LTV · 5-year fixed
£4m portfolio refinance for a Midlands property investment group — improving margin, releasing capital and consolidating multiple facilities into a single lender relationship.
HNW expat£2m · 65% LTV · interest-only remortgage
£2m interest-only expat remortgage on a prime UK residence for a HNW client with multi-currency income across three jurisdictions — placed with a private bank on preferential terms.
Expat BTL£2.2m · 70% LTV · 25-year expat BTL
£2.2m expat buy-to-let mortgage for a Dubai-based UK national acquiring a prime Cirencester rental — arranged with a specialist lender comfortable with UAE income.
Commercial bridge£850k · 65% LTV · 15-month commercial bridge
£850k commercial bridge to acquire and renovate a Dronfield care home, with a clean exit onto long-term commercial investment finance once trading data was established.
Overseas purchase£1.2m · 30% LTV · 9-week completion
£1.2m regulated bridging loan secured against two unencumbered London properties to complete a £1m Cape Town purchase and hedge currency exposure.
Chain-break bridge£160k · 0.44% per month · 14 days to completion
A £160k regulated bridge secured against a Gillingham home after an onward sale collapsed, allowing the client to complete on a Valencia property and protect a 15% deposit.
Overseas security€3m · 60% LTV · 12-month term
€3m bridging loan secured against a residential property in Ibiza to complete significant development works on a London property, after further advances against the UK asset were not available.
Related UK services
Residential, buy-to-let and high-value mortgages for UK and international clients.
Learn moreFast short-term funding for auctions, chain-breaks, refurbishments and exits.
Learn moreSenior debt and stretched-senior facilities for residential and mixed-use schemes.
Learn moreInvestment and owner-occupier funding for offices, hospitality, retail and logistics.
Learn moreImproved terms, capital raising and exit refinance for maturing UK facilities.
Learn moreReady to explore your options?
A discreet, no-obligation conversation with a UK-based adviser who understands the full UK lending landscape — residential, bridging, development and commercial.