£1.2M bridging loan secured to complete dream home purchase in Oxfordshire
£1.2m · 60% LTV · chain-break bridge
10 working days to funding
In short
How was £1.2M bridging loan secured to complete dream home purchase in Oxfordshire financed?
Clifton International arranged regulated bridging loan for this Oxfordshire transaction — £1.2m, 60% LTV, chain-break bridge. We approached a specialist lender able to underwrite in days rather than weeks, put the case on a fast-tracked valuation, and used title indemnity to remove time-cost from conveyancing.
- Location: Oxfordshire. Finance type: Regulated bridging loan.
- Time to funding: 10 working days to funding.
- Long-standing clients were within days of completing on a substantial Oxfordshire home when their onward sale collapsed. Losing the purchase would have cost them the deposit and years of searching.
- The purchase completed on schedule. Clients are now remarketing their previous property to exit the bridge.
- Loan amount
- £1,200,000
- LTV
- 60%
- Term
- 12 months
- Time to funding
- 10 working days
- Structure
- Regulated chain-break bridge
- Location
- Oxfordshire
- Challenge
- Long-standing clients were within days of completing on a substantial Oxfordshire home when their onward sale collapsed. Losing the purchase would have cost them the deposit and years of searching.
- Solution
- We approached a specialist lender able to underwrite in days rather than weeks, put the case on a fast-tracked valuation, and used title indemnity to remove time-cost from conveyancing.
- Funding structure
- £1.2m regulated bridge, 60% LTV, 12-month term, interest rolled up, secured against the new Oxfordshire property.
- Outcome
- The purchase completed on schedule. Clients are now remarketing their previous property to exit the bridge.
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