All UK case studies
Oxfordshire · BridgingChain-break bridge

£1.2M bridging loan secured to complete dream home purchase in Oxfordshire

£1.2m · 60% LTV · chain-break bridge

10 working days to funding

In short

How was £1.2M bridging loan secured to complete dream home purchase in Oxfordshire financed?

Clifton International arranged regulated bridging loan for this Oxfordshire transaction — £1.2m, 60% LTV, chain-break bridge. We approached a specialist lender able to underwrite in days rather than weeks, put the case on a fast-tracked valuation, and used title indemnity to remove time-cost from conveyancing.

  • Location: Oxfordshire. Finance type: Regulated bridging loan.
  • Time to funding: 10 working days to funding.
  • Long-standing clients were within days of completing on a substantial Oxfordshire home when their onward sale collapsed. Losing the purchase would have cost them the deposit and years of searching.
  • The purchase completed on schedule. Clients are now remarketing their previous property to exit the bridge.
Regulated bridging loan in Oxfordshire — £1.2m · 60% LTV · chain-break bridge
Loan amount
£1,200,000
LTV
60%
Term
12 months
Time to funding
10 working days
Structure
Regulated chain-break bridge
Location
Oxfordshire
Challenge
Long-standing clients were within days of completing on a substantial Oxfordshire home when their onward sale collapsed. Losing the purchase would have cost them the deposit and years of searching.
Solution
We approached a specialist lender able to underwrite in days rather than weeks, put the case on a fast-tracked valuation, and used title indemnity to remove time-cost from conveyancing.
Funding structure
£1.2m regulated bridge, 60% LTV, 12-month term, interest rolled up, secured against the new Oxfordshire property.
Outcome
The purchase completed on schedule. Clients are now remarketing their previous property to exit the bridge.
40+ lenders
Whole-of-market panel
4–8 weeks
Typical completion
Rated Excellent
Client reviews
No obligation
Free initial review

More UK case studies

Related transactions

Regulated bridging loan in Leeds — £1.3m · 65% LTV · 12-month regulated bridge
Leeds · Bridging

£1.3M bridging loan to support a significant upsize in Leeds

£1.3m · 65% LTV · 12-month regulated bridge

Regulated bridging loan in Edinburgh / Malaga — £230k · c.25% LTV · 36 days to completion
Malaga · Bridging

£230k bridging loan secured against UK property to buy a Malaga apartment

£230k · c.25% LTV · 36 days to completion

Regulated bridging loan in North London — £1.05m · 70% LTV · 8 working days to funding
London · Bridging

£1.05M time-critical bridging finance to secure a North London home

£1.05m · 70% LTV · 8 working days to funding

Ready to explore your options?

Speak to a UK property finance specialist.

A discreet, no-obligation conversation with a UK-based adviser who understands the full UK lending landscape — residential, bridging, development and commercial.