£1.3M bridging loan to support a significant upsize in Leeds
£1.3m · 65% LTV · 12-month regulated bridge
Funded in under 3 weeks
In short
How was £1.3M bridging loan to support a significant upsize in Leeds financed?
Clifton International arranged regulated bridging loan for this Leeds transaction — £1.3m, 65% LTV, 12-month regulated bridge. We placed the case with a specialist regulated bridging lender familiar with high-value residential transactions, packaged the application to reflect a clear sale-of-existing-home exit, and coordinated valuation and legals to compress the timeline.
- Location: Leeds. Finance type: Regulated bridging loan.
- Time to funding: Funded in under 3 weeks.
- A Leeds-based family had found their dream forever home but needed to move quickly on a chain-free purchase before their existing property had sold. High street lenders could not offer the flexibility or speed required, and the seller was unwilling to wait for a traditional sale to complete.
- The family completed on the upsize without losing the property, then repaid the bridge in full on sale of their existing home within 7 months.
- Loan amount
- £1,300,000
- LTV
- 65%
- Term
- 12 months
- Interest
- Rolled up
- Exit
- Sale of existing home
- Location
- Leeds
- Challenge
- A Leeds-based family had found their dream forever home but needed to move quickly on a chain-free purchase before their existing property had sold. High street lenders could not offer the flexibility or speed required, and the seller was unwilling to wait for a traditional sale to complete.
- Solution
- We placed the case with a specialist regulated bridging lender familiar with high-value residential transactions, packaged the application to reflect a clear sale-of-existing-home exit, and coordinated valuation and legals to compress the timeline.
- Funding structure
- £1.3m regulated bridging loan, 65% LTV, 12-month term with interest rolled up, secured against the new purchase.
- Outcome
- The family completed on the upsize without losing the property, then repaid the bridge in full on sale of their existing home within 7 months.
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