Expat Case Studies
Transactions and worked examples for British nationals and foreign residents buying, remortgaging or investing in UK property from overseas. Filter by the country you live in or the type of finance you need.
In short
Clifton International publishes 6 expat case studies covering clients resident in Singapore, Canada, Qatar, the UAE, Hong Kong and multiple jurisdictions. Topics include residential purchase, remortgage and equity release, buy-to-let, bridging and first-time buyer purchases, with foreign income in SGD, CAD, QAR, AED and other currencies.
Expat buy-to-let£250k capital release · Singapore-based couple · SGD income
A British couple living and working in Singapore remortgaged a well-performing Surrey buy-to-let and released £250,000 to restructure borrowing across their wider UK property portfolio.
Expat residential£862k mortgage · £1.15m Ealing new-build · CAD income
A British couple living in Toronto — a consultant anaesthesiologist and a pharmaceutical executive — secured an £862,000 mortgage on a £1.15m West London new-build after a high street decline.
Illustrative example£290k purchase · 25% deposit · QAR income · first-time buyers
An illustrative example of how a British couple teaching in Doha could buy their first UK home — a £290,000 Birmingham semi — with a 25% deposit, Qatari riyal income and first-time buyer Stamp Duty relief, plus the 2% non-resident surcharge.
HNW expat£2m · 65% LTV · interest-only remortgage
£2m interest-only expat remortgage on a prime UK residence for a HNW client with multi-currency income across three jurisdictions — placed with a private bank on preferential terms.
Expat BTL£2.2m · 70% LTV · 25-year expat BTL
£2.2m expat buy-to-let mortgage for a Dubai-based UK national acquiring a prime Cirencester rental — arranged with a specialist lender comfortable with UAE income.
Expat & foreign national£500k · 50% LTV · regulated bridge
A £500k regulated bridging loan helped an unmarried couple — one a UK national, the other an Australian working in Hong Kong — buy a renovated cottage in Painswick before selling their home near Swindon.
Browse all UK case studies, explore the expat mortgage country pages or read the UK expat finance guide.
UK expat finance
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