All UK case studies
London · BridgingTime-critical

£1.05M time-critical bridging finance to secure a North London home

£1.05m · 70% LTV · 8 working days to funding

8 working days to funding

In short

How was £1.05M time-critical bridging finance to secure a North London home financed?

Clifton International arranged regulated bridging loan for this North London transaction — £1.05m, 70% LTV, 8 working days to funding. We packaged the deal overnight with a specialist regulated bridging lender, agreed an accelerated valuation, and worked closely with both sets of solicitors to compress legals.

  • Location: North London. Finance type: Regulated bridging loan.
  • Time to funding: 8 working days to funding.
  • Two City professionals had agreed a below-market North London purchase on the condition of a rapid completion. Their existing lender's timescales made a traditional mortgage impossible within the vendor's deadline.
  • Purchase completed on the vendor's deadline; clients exited onto a long-term mortgage within 4 months.
Regulated bridging loan in North London — £1.05m · 70% LTV · 8 working days to funding
Loan amount
£1,050,000
LTV
70%
Term
12 months
Time to funding
8 working days
Exit
Residential mortgage refinance
Location
North London
Challenge
Two City professionals had agreed a below-market North London purchase on the condition of a rapid completion. Their existing lender's timescales made a traditional mortgage impossible within the vendor's deadline.
Solution
We packaged the deal overnight with a specialist regulated bridging lender, agreed an accelerated valuation, and worked closely with both sets of solicitors to compress legals.
Funding structure
£1.05m regulated bridging loan, 70% LTV, 12-month term, refinanced onto a residential mortgage.
Outcome
Purchase completed on the vendor's deadline; clients exited onto a long-term mortgage within 4 months.
40+ lenders
Whole-of-market panel
4–8 weeks
Typical completion
Rated Excellent
Client reviews
No obligation
Free initial review

More UK case studies

Related transactions

Regulated bridging loan in Leeds — £1.3m · 65% LTV · 12-month regulated bridge
Leeds · Bridging

£1.3M bridging loan to support a significant upsize in Leeds

£1.3m · 65% LTV · 12-month regulated bridge

Regulated bridging loan in Edinburgh / Malaga — £230k · c.25% LTV · 36 days to completion
Malaga · Bridging

£230k bridging loan secured against UK property to buy a Malaga apartment

£230k · c.25% LTV · 36 days to completion

Regulated bridging loan in Oxfordshire — £1.2m · 60% LTV · chain-break bridge
Oxfordshire · Bridging

£1.2M bridging loan secured to complete dream home purchase in Oxfordshire

£1.2m · 60% LTV · chain-break bridge

Ready to explore your options?

Speak to a UK property finance specialist.

A discreet, no-obligation conversation with a UK-based adviser who understands the full UK lending landscape — residential, bridging, development and commercial.