£1.05M time-critical bridging finance to secure a North London home
£1.05m · 70% LTV · 8 working days to funding
8 working days to funding
In short
How was £1.05M time-critical bridging finance to secure a North London home financed?
Clifton International arranged regulated bridging loan for this North London transaction — £1.05m, 70% LTV, 8 working days to funding. We packaged the deal overnight with a specialist regulated bridging lender, agreed an accelerated valuation, and worked closely with both sets of solicitors to compress legals.
- Location: North London. Finance type: Regulated bridging loan.
- Time to funding: 8 working days to funding.
- Two City professionals had agreed a below-market North London purchase on the condition of a rapid completion. Their existing lender's timescales made a traditional mortgage impossible within the vendor's deadline.
- Purchase completed on the vendor's deadline; clients exited onto a long-term mortgage within 4 months.
- Loan amount
- £1,050,000
- LTV
- 70%
- Term
- 12 months
- Time to funding
- 8 working days
- Exit
- Residential mortgage refinance
- Location
- North London
- Challenge
- Two City professionals had agreed a below-market North London purchase on the condition of a rapid completion. Their existing lender's timescales made a traditional mortgage impossible within the vendor's deadline.
- Solution
- We packaged the deal overnight with a specialist regulated bridging lender, agreed an accelerated valuation, and worked closely with both sets of solicitors to compress legals.
- Funding structure
- £1.05m regulated bridging loan, 70% LTV, 12-month term, refinanced onto a residential mortgage.
- Outcome
- Purchase completed on the vendor's deadline; clients exited onto a long-term mortgage within 4 months.
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